Ed Bergman, Senior Account Executive
340 Route 41
Winthrop, ME 04364
Phone: 800-343-6528
Fax: 800-843-2972
bergmace@ugcorp.com
AIG United Guaranty is a partner you can count on.  Since 1963 United Guaranty has been providing the best in first and second mortgage default insurance products and services to lenders of all sizes.  We offer expert risk management and financial services to help lenders protect their investments and expand their markets.  Contact Ed Bergman ( Maine Senior Account Executive) for more information.

Accume Partners

Jane Moran

Business Development Manager

Accume Partners

225 Franklin Street, STE 2600

Boston, MA 02110

 

Accume Partners is a risk management and business advisory firm – specializing in governance, compliance, internal audit, operations management, and IT consulting services – for the financial services industry.  Since 1994, Accume Partners has served over 400 financial institutions, helping clients identify and control risks, improve corporate governance, re-engineer business processes, enhance operating performance, and optimize the alignment of information technology with business goals and strategies. 

 

Headquartered in New York, NY, and Moorestown, NJ, Accume Partners has served clients in 30 countries from its 14 U.S. offices located in New York, New Jersey, Massachusetts, Pennsylvania, Maryland, Georgia, California, and central and southern Florida.  Visit our website at www.accumepartners.com for further information, or to download our industry white papers.

 

 

 

Actuarial Designs & Solutions, INC.

 

Joan McCabe

7 Ocean Street

South Portland, ME 04106

Phone: (207) 879-9200

Fax: (207-879-9209

Jmccabe@adsbenefits.com

 

ADS works closely with many Maine banks. We are interested in deepening our understanding of their financial services business as well as furthering our relationship with the banking community.

 

Denise Taaffe, Principal
P.O. Box 507
Portland, ME 04112
Phone: (207) 879-2100
Fax: (207) 774-1793
dtaaffe@bnncpa.com
For over six decades Baker Newman & Noyes (BNN) and its predecessor firms have provided services to businesses and individuals throughout New England. In addition to providing traditional services in the areas of accounting, auditing, and tax, BNN offers a complete line of services designed to enhance operational efficiencies and improve bottom lines, including: financial planning, information technology consulting, and telecommunications consulting.

Bank Analysis Center

John Carusone, CEO
City Place II, 16th Floor
Hartford, CT 06103
Phone: (860) 275-6050
Fax: (860) 275-6050
jsc@bankanalysiscenter.com
Delivers management consulting and investment banking advice to executive management and directors in banks, thrifts, and credit unions. Areas of practice include strategic planning evaluation, merger & acquisition assessment, asset/liability analysis, market research and branch planning, peer group analysis, profit enhancement strategies and expense reduction.

Bankers Bank Northest

August A. Oliveira, Vice Presient
50 Quarry Road Scarborough, ME 04074
Phone: (207) 767-0067 FAX: (207) 767-9967
655 Winding Brook Drive
Glastonbury, CT 06033-4337
Phone: (860) 657-2265 FAX: (860) 633-5877
AAO@bankersbanknortheast.com

Bank of America

Manuel (Bong) C. Garrido
100 Federal St. (MA5-100-08-01)
Boston, MA 02110
Phone: (617) 434-5483
Fax: (617) 434-1096
manuel.c.garrido@bankofamerica.com
One of the world's largest financial institutions, serving individual consumers, small business, large corporations and financial institutions with full range of banking, investing, asset management and other financial and risk management products and services offered through regional, national and global operations centers. A dedicated Global Treasury Management Team is based in Boston to provide domestic and international correspondent banking services to financial institutions throughout the Northeast. Correspondent services include but not limited to: cash letter processing, coin & currency, cash management, custody, foreign exchange, letters of credit, Treasury and select credit facilities.

BDC

R.P. Field Rider
120 Exchange Street Suite 205
Portland, ME 04101
Phone:(207) 773-3140 FAX:(207) 928-1101
frider@bdcnewenglan.com

Berry, Dunn, McNeil & Parker

Janice D. Latulippe
P.O. Box 1100
Portland, ME 04104-1100
Phone: (207) 775-2387
Fax: (207) 774-2375
jlatulippe@bdmp.com
Certified Public Accountants and management consultants, Berry, Dunn, McNeil & Parker is one of the largest firms of its kind in New England. Services include compliance, risk management, mergers and acquisitions, information technology consulting, strategic and business planning, audit and tax, and retirement plan services.

 Business Development Corporation

Thomas Lee, Director of Private Equities
500 Edgewater Drive, Suite 555
Wakefield, MA 01880
Phone: 781-928-1100
781-928-1101
tlee@bdcnewengland.com
Business Development Company of New England is a private company that provides financing and investment capital for growing companies in New England. The financing provided is supplemental assistance that bridges the gap between conventional financing and the greater needs of business and industry. We work with banks and investors to put together financing packages beyond the scope of conventional financing. We are also an important link to publicly funded business financing initiatives through U.S. Small Business Administration and others.

BroadReach Public Relations

Linda Varrell
25 Starboard Reach
Yarmouth, ME 04076
Phone:(207) 846-3826
lindav@broadreachpr.com

CBC Innovis

Dallas Lagerquist, NE Sales Manager
2 Executive Park Drive
Bedford, NH 03110
Phone: (603) 624-2647
dallas.lagerquist@cbcinnovis.com
Patra Harris, Central/Northern Maine (207) 944-6253
patra.harris@cbcinnovis.com
Jim Moran, Southern Maine (207) 590-5418
jim.moran@cbcinnovis.com
Locally, Regionally and Nationally, CBCInnovis previously known as the Mane Credit Bureau / CBC Real Estate Solutions, is your one source to close more loans with fewer calls, fewer voicemails and less legwork.  For more than 55 years, the CBCInnovis family of companies has earned the trust of our clients through continually delivering exceptional service, technology and innovation with our family of products.  There is no source more credible for ordering, managing and tracking your real estate, consumer and commercial services. Offering credit reporting, authentication services, collection skip tracing tools, loan origination software, flood zone determinations, title, property and ucc searches and more! CBCInnovis is committed to providing you with all of the information you need every step of the way.  CBCInnovis…the right information, to the right people at the right time!

CBE TECHNOLOGIES LLC.

Andrew Lally
50 Foden Road
South Portland, ME 04106
Phone: (207) 239-3098 FAX: (207) 239-3198
Caron@CBETech.com

CEIS Review, Inc.

Joseph J. Hill
8 Tannery Lane
Camden, ME 04843Phone:(207) 230-2515
Fax: (207) 230-1115
jjhill@ceisreview.com

Clark Consulting

William Spencer,CLU ChFC
Managing Consultant
P.O. Box 487A
Hopkinton, NH 03229
Phone: (603) 228-2825
Fax: (603) 228-2826
bill.spencer@clark-consulting.com
Clark Consulting leads the industry in providing tailored executive benefit programs and strategic financing and investment solutions that help banks manage risk, optimize earnings, improve shareholder value, and realize key financial goals. Our consultative approach has benefited nearly 2,000 financial institutions and their shareholders nationwide for over 25 years. Clark Consulting’s customized products and services and multiple client solutions include placement of General Account, Separate Account and Hybrid Separate Account Bank-Owned Life Insurance (BOLI), nonqualified deferred compensation plans, long-term care programs and asset administrative solutions. 

Coastal Enterprises, Inc.

Ronald L. Phillips
36 Water Street
P.O. Box 268
Wiscasset, ME 04578
Phone: (207) 882-7552
Fax: (207) 882-7308
rlp@ceimaine.org

Steve Kayser, Senior Vice President
135 Darling Drive
Avon, CT 06001
Phone: (860) 678-0444
FAX: (860) 677-1169
steve.kayser@cocc.com

D. Gallant Management Associates

Deborah Gallant, President
75 Pearl Street
Portland, ME 04101
Phone: (207) 773-4800
Fax: (207) 773-0101
dgma@dgallant.com
D. Gallant Management Associates, established by Deborah L. Gallant in 1987 and headquartered in Portland, Maine, is a professional management consulting firm, specializing in human resources, which provides services to businesses throughout the country and primarily in New England. The professional members of the firm have a combined total of over seventy-five years of hands-on leadership and corporate management experience.  D. Gallant Management Associates is committed to establishing close working relationships with clients in an effort to meet their specific human resource needs. Our commitment is to assist organizations in taking proactive steps in promoting effective and efficient employee relations throughout their respective companies.

Deighan Associates, Inc.

Jean M. Deighan
P.O. Box 933
Bangor, ME 04402
Phone: (207) 990-1117
Fax: (207) 990-1551
jeandeighan@deighan.com

Durgin Hill Consulting

Anne M. Gaudette
3 South Street
Beverly, MA 01915
Phone: 978-473-9534
Fax: 978-921-6304
ag@durginhillconsulting.com
At Durgan Hill Consulting we help financial institutions increase the revenue from their debit card and ATM business by helping them understand their current programs and looking at where they are compared to the industry.

 

Daniel G. McKay, President
77 Sewal St.
Augusta, ME 04330
Phone: (207) 622-3747
Fax: (207) 622-9732
dmckay@eatonpeabody.com

M. Susan Elliot
111 Huntington Avenue, 24th Flr.
Boston, MA 02199
Phone: (617) 292-9615
Fax: (617) 345-9669
susan.elliott@fhlbboston.com

Michael Jessee
111 Huntington Avenue
Boston, MA 02199
Phone: (617) 292-9615
Fax: (617) 345-9669
michael.jessee@fhlbboston.com
The Federal Home Loan Bank of Boston is a cooperatively owned wholesale bank that provides more than 450 member financial institutions with attractively priced long? and short? term funding and correspondent services. The Bank's Mortgage Partnership Finance® program offers members a competitive alternative to the traditional secondary mortgage market.

Federated Investors, Inc.

Kyle Morgan
Federated Investors Tower
Pittsburgh, PA 15222-3779
Phone: 800-245-5000
Fax: (412) 288-8568
kmorgan@federatedinv.com

Fifth Third Bank Processing Solutions

James Lumadue
325 Essjay Rd. Suite 108
Williamsville, NY 14221
Phone: (716) 565-3187
Fax: (716) 565-1444
jim.lumadue@53.com
Fifth Third Bank Processing Solutions is the nations premier Electronic Funds Transfer strategic business partner providing electronic banking network and EFT processor solutions and services . These services include:  ATM terminal driving, gateway access to all regional and national EFT networks ,online card authorizations and custom reporting,Visa check/Master Debit processing, card management, and full card production services.

Finance Authority of Maine

John Witherspoon
P.O. Box 949
Augusta, ME 04332-0949
Phone: (207) 623-3263
Fax: (207) 623-0095
jwitherspoon@famemaine.com
The Finance Authority of Maine is an independent State agency that provides targeted financial tools and information that help Maine citizens pursue business and educational opportunities. Our unique mission is to focus on both business and higher education – to strengthen Maine’s economy by developing well-capitalized businesses and skilled employees.To meet the financing needs of Maine's business community, FAME offers a wide array of business assistance programs, ranging from traditional loan guarantee programs for both small and larger businesses, to tax credits for investments that individuals make in dynamic, growth-oriented, manufacturing or export-related firms. FAME has also established taxable and tax-exempt bond financing programs that allow strong creditworthy firms in Maine to access capital at very favorable rates and terms.

FISC

Charlie Mercer, Senior Vice President
Carol Sabasteanski, President
168 Lisbon Street, P.O. Box 221
Lewiston, ME 04243-0221
Phone: (207) 782-6858
1-888-433-4924 x2116
Fax: (207) 777-6026
cmercer@fiscsolutions.com
csabasteanski@fiscsolutions.com

Fiserv

John Hoffman
601 General Washington Ave.
Norristown, PA 19403
Phone: (610) 630-3612
Fax: (610) 630-3614
john.hoffman@fiserv.com
Fiserv provides technology solutions to the financial world. From transaction processing for deposit accounts and loan servicing to processing systems for insurance, securities and retirement plan administration, Fiserv has the financial industry's technology needs covered.

Freddie MAC

Kirk Willison, Director of Industry Relations
401 9th Street, N.W., Suite 600 South
Washington, DC 20004
Phone: (207) 434-8606
Fax: (202) 434-8625
kirk_willison@freddiemac.com

FTN Financial

Steve Shaner, CPA, CFA, CFP
845 Crossover Lane, Suite 150
Memphis, TN 38117
Phone: (800) 916-7988
Fax: (901) 537-7707
steve.shaner@ftnfinancial.com.
FTN Financial, a division of First Tennessee Bank headquartered in Memphis, Tennessee, is a nationwide provider of solutions to depository institutions.  Our primary objective is to develop long-term relationships with our depository clients by delivering new and innovative products and services that enable them to meet their financial objectives.  These products and services include a full service investment broker/dealer providing capital markets, portfolio accounting, portfolio advisory, asset/liability, investment banking, pooled trust preferred, equity research and trading, BOLI, deferred compensation plans and full-line correspondent banking services to depository institutions in all fifty states.

Gallagher, Callahan & Gartrell, P.A.

Catherine Lee, Esq.
David Bragdon, Esq.
P.O. Box 5010
Augusta, ME 04332
Phone: (207) 626-0395
lee@gcglaw.com  
bragdon@gcglaw.com

Goodwin Procter LLP

William P. Mayer
Exchange Place
Boston, MA 02109-2881
Phone: (617) 570-1000
Fax: (617) 523-1231
wmayer@goodwinprocter.com

Gross, Minsky & Mogul, PA

George W. Kurr, Esq.
P.O. Box 917
Bangor, ME 04402-0917
Phone: (207) 942-4644
Fax: (207) 942-3699
gwkurr@grossminsky.com

Group Dynamic, Inc.

Clifford Mohr
411 US Route 1
Falmouth, ME 04105
Phone: (207) 781-8800
Fax: (207) 781-3841
cmohr@gdynamic.com

Michael S. Haenn
P.O. Box 915
Bangor, ME 04402
Phone: (207) 990-4905
Fax: (207) 990-1843
michael@haennlaw.com

Health Plans, INC.

Jack Keith
136 Longwater Drive
Norwell, MA 02061
Phone: (781) 753-7511
Fax: (781) 753-7550 
jkeith@healthplansinc.com
Benefit Plan management, Inc. is a full service third party administration firm specializing in self funded health plan design and administration. Our custom designed solutions provide increased control, lower cost and flexibility.

 

 Infinex Financial Group

Gordon Marshall
174 Bellevue Avenue, Suite 316E
Newport, RI 02840
Phone: (800) 511-0839
Fax: (401) 324-6785
gmarshall@infinexgroup.com

Insurance Consultants of Maine, Inc.

Scott Simmonds, CPCU, ARM
20 Sofia Rd.
Saco, ME 04072-9017
Phone: 207-284-0085
Fax: 801-991-4027
scott@insurancefixer.com
BLOG: www.insurancebuzzer.com

William Mantz
87 Elm Street
Danvers, MA 01923-2836
Phone: (978) 777-6300
Fax: (978) 777-6106
bill@jwmantz.com

Jack Henry & Associates

663 Hwy 60, P.O. Box 807
Monett, MO 65708
Phone: (417) 235-6652
Fax: (877) 442-3299
sales@jackhenry.com

Jack Henry (Nasdaq: JKHY) is a business strategy enabler operating as a single source for totally integrated, enterprise-wide automation.  Our mission is to enable diverse financial institutions to execute their dynamic business strategies with sophisticated, technology-driven solutions that are tailored to support their unique growth, service, operational, and profit goals.   Our client-centric solutions – which are now serving more than 7,000 financial institutions – blend unmatched personal service, state-of-the-art functional capabilities and technology, in-house and outsourced operating environments, and integrity-based business relationships.  Our success and industry leadership are fundamentally based on our consistency of purpose – to do whatever it takes to maintain the industry’s highest levels of client satisfaction.  Additional information about Jack Henry and our extensive array of products and services is available at www.jackhenry.com.

John M. Floyd & Associates

Richard A. Miller
125 N. Burnet Dr.
Baytown, TX 77520
Phone:  800-809-2307
Fax:  281-424-8864
Richard.Miller@jmfa.com

John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and a leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 49 states and Central America.  JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting.  As a direct result of our programs JMFA has helped thousands of clients dramatically improve their performance and bottom line.

 PRESS RELEASE

Kevin L. Kaeding
65 Boston Post Road W.  Ste. 350
Marlboro, MA 01752
Phone: (508) 460-0165
Fax: (508) 624-0541
kkaeding@kaedingco.com
Kaeding, Ernst & Company/Benmark is a leading provider of financial services and employee benefit programs. Over the past 30 years the firm has grown and developed with significant market presence throughout New England. Our services include Employee Benefit Plans, Bank Owned Life Insurance Plans and Supplemental Executive Retirement Plans. Securities are offered through Linsco/Private Ledger, Member NASD/SIPC.

Kansas Bankers Surety Company

Don Towle
P.O. Box 1654
Topeka, KS 66601-1654
Phone: (785) 228-0000
Fax: (785) 228-0079

Keefe, Bruyette & Woods

Benjamin Saunders, Investment Banking
787 Seventh Avenue, 4th Floor
New York, NY 10019
Phone: (212) 887-7792
Fax: (212) 541-5335
bsaunders@kbw.com
Keefe, Bruyette & Woods ("KBW") is the largest full-service investment bank that specializes exclusively in the financial services sector.  Founded in 1962 and 100% employee owned, our firm is recognized as a leading authority for financial services companies. KBW's focus includes banking companies, insurance companies, broker/dealers, mortgage banks, asset management companies and specialty finance firms. Our firm has established industry-leading positions in the areas of research, corporate finance, mergers and acquisitions and sales and trading for financial services companies.

Richard J. Keenan
One Runway Rd.
South Portland, ME 04106
Phone: (207) 885-5100
Fax: (207) 885-5877
info@keenanauction.com 
The Keenan Auction Company has 35 years experience representing the banking and legal community. We conduct both foreclosure and Oreo auctions of Real Estate and Personal Property. Several years ago we added a equipment appraisal division and now have 4 appraisers on staff.

 

Loomis Fargo

James McCormick
50 Shrewsbury Street
Boylston, MA 01505
Phone: (508) 869-2672
(508) 869-0236
jmccormick@loomisfargo.com
Armored car transportation service, ATM service, courier service serving most major cities in the United States and Puerto Rico, with service to all 6 New England states.

Jay Friedland
11 Pinefields Lane
Brunswick, ME 04011
Phone: (207) 650-4665
Fax:  (207) 721-9940
jaybanker@mmconsulting.info

Macdonald Page & Co. LLC

Scott Small, CPA
P.O. Box 1071
Augusta, ME 04332-1071
Phone: (207) 622-4766
Fax: (207) 622-6545
sas@macpage.com

Dale McCormick
353 Water St.
Augusta, ME 04330
Phone: (207) 626-4600
Fax: (207) 626-5702
dmccormick@mainehousing.org

Maine Educational Services

Darren Hurlburt
131 Presumpscot Street
Portland, ME 04103
Phone: (207) 791-3600
Fax: (207) 791-3616
dhurlburt@mesfoundation.com

MES Provides student loaf financing for Maine student's and famillies. In addition to working with banks in relation to MES's banking services, we also partner with local financial institutions to provice student loan products and materials for their customers.

Mathes Associates, Inc.

Daniel R. Dubreuil, Executive Vice President
P.O. Box 4880
Manchester, NH 03108-4880
Phone: (603) 659-3621
Fax: (603) 669-5806
ddubreuil@mathesassociates.com
Mathes Associates provides sales and service support for creditor/debtor related Life and Disability Insurance and Debt Protection programs and Employee Benefit Insurance Plans; Administrators of the New England Mortgage Insurance Exchange (NEMIE), a captive reinsurer of MGIC insurance plans, and the New England Insurance Trust (NEIT) a trust designed to pool Mortgage Life Insurance premiums and claims for over 125 New England based financial institutions for more than 40 years.

MFS Investment Management

Tim Nolan
500 Boylston St. 13th Floor
Boston, MA 02111
Phone: (617) 954-4088
Fax: (617) 350-2589
tnolan@MFS.com

MCBEE

Rebecca A. Hickey-Doman
1321 Washington Ave.
Portland, ME 04103
Phone: (800) 825-5908  FAX: (207) 797-0312
Rebecca.doman@mcbeeinc.com

The Miniter Group

Terrence Fife, Vice President of Sales
80 Washington Square, Bldg. P 55-56
Norwell, MA 02061
Phone: (781) 982-3100 ext 217
Fax: (781) 982-3140
tfife@miniter.com
Miniter Group is one of the region’s largest Managing General Underwriters (MGU) for Single Interest Insurance insuring over 500 lenders with over $30 million of annual written premium.  We provide innovative insurance products and risk transfer solutions designed specifically for lending institutions to protect their real estate and automobile portfolios.  As an industry leader, we are setting the pace with our new internet-based Miniter Insurance Management System.  This system replaces old-fashioned methods and streamlines the workflow required to track, place and bill lender placed hazard insurance.

Steve White
12150 Monument Drive, Suite 720
Fairfax, VA 22033
Phone: (800) 366-3740
steve_white@mgic.com

Rick Rand
15 Falcon Drive
Cumberland F'Side, ME 04110
Phone: (800) 343-6384
Fax: (781)356-2852
rick_rand@mgic.com
MGIC provides private mortgage insurance and underwriting services for Maine lenders.  Contact Rick Rand for more information.

Nataional Worksite Benefit Group

Joel Allumbaugh
47 Water Stree. Suite 2
Hallowell, ME 04347
Phone: (207) 623-1110 FAX: (207) 623-1415
Joel@nwbgroup.com

NMI infoSecurity Solutions

Andrew Robinson
145 Newbury St., 2nd Floor
Portland, ME 04101
Phone: (207) 780-6381
Fax: (207) 780-6301
answers@nmi.net

Arthur L. Loomis, III
80 State St.
Albany, NY 12207
Phone: (518) 426-0100
Fax: (518) 426-0104
alloomis@ne-capital.com

NYCE Payments Network, LLC

NYCE Payments Network, LLC

400 Plaza Drive

Secaucus, New Jersey 07049

Main Phone: (201) 865-9000

Main Fax: (201) 330-3374

Web Address: www.nyce.net

Contact Name: Will Peirce

Direct Phone: 201-553-6834

NYCE Payments Network, LLC, provides financial institutions with secure network services, connecting more than 74 million cards, 275,000 ATMs, and 1.2 million point-of-sale locations nationwide. NYCE helps you grow with innovative new products and strategic alliances that enable you to capitalize on the efficiency and consumer convenience of electronic real-time payments. Participation with NYCE brings your organization a national payments network footprint, providing essential ATM and PIN POS services to your cardholders where they live, shop and travel. NYCE’s optional surcharge-free programs and other innovative fee-generating products meet your customers’ demands for convenient and cost-effective access to funds on deposit, and increase your sources of revenue. Plus, NYCE’s unique oversight and governance structure ensures financial institution input into every major network decision. Headquartered in Secaucus, N.J., NYCE is a Metavante company.

Ocean Capital

Brady Van Wyngarden, Business Development Officer for ME, NH, and VT

415 Congress Street Suite 202.

Portland, ME 04101

Phone: 207-699-1318

Fax: 207-699-1380

Email: bvanwyngarden@oceancapitalonline.com

Corporate Headquarters:

Two Altieri Way, Suite 300

Warwick, RI 02886-1765

Phone: 800-223-1700

Fax: 401-739-9711

Ocean Capital is the commercial lending division of Ocean Bank, FSB. They are an SBA direct lender with special interest in difficult financing situations. Low credit borrowers and environmental concerning properties is Ocean Capital’s niche. This is possible with collateral (Real Estate) based lending guidelines.

OfficeMax, A Boise Company

Aleta Pickens, Business Relationship Manager
125 Industrial Way
Portland, ME 04104
Phone: (800) 244-9750 ext. 1819
Fax: (800) 978-9787
aletapickens@officemax.com

Pentegra Retirement Services

Joan Wheeler, Regional Marketing Director
16 Mountain View Drive
Redding, CT 06896
Phone: (203) 938-0817
Fax: (203) 938-1107
jwheeler@pentegra.com
Pentegra is a full-service retirement benefit provider with over sixty years of experience offering a wide range of retirement services specifically designed to meet the unique needs of community bankers and their clients. Retirement products include: 401(k) plans; ESOPs; defined benefit pension plans; cash balance plans; money purchase plans; profit sharing plans; and executive benefit and director plans. Pentegra's new 401(k) Gateway product provides banks with a full-service 401(k) program to offer their commercial customers. Pentegra's turnkey approach includes custom plan design, administration and recordkeeping, investment management, consulting, legal support, plan compliance, shared fiduciary responsibility under our multiple-employer plans and plan education and participant communications.

Perkins, Thompson, Hinckley, & Keddy, PA

Mark P. Snow
P.O. Box 426
Portland, ME 04112-0426
Phone: (207) 774-2635
Fax: (207) 871-8026
msnow@perkinsthompson.com
Perkins Thompson is an energetic, full service law firm based in Portland, Maine, and has proudly represented financial institutions in Maine for 130 years.  A strong financial institutions and commercial law practice is supported by active creditor rights and bankruptcy, trusts and estates, litigation, employment, real estate and land use departments, among others.  The experienced lawyers of Perkins Thompson share a commitment to providing timely and efficient service, helping clients advance their business plans, avoid problems and clear the way for growth and success.

Pierce Atwood LLP

Richard P. Hackett
One Monument Sq.
Portland, ME 04101-1110
Phone: (207) 791-1100
Fax: (207) 791-1280
info@PierceAtwood.com

Preti, Flaherty, Beliveau, Pachios & Haley, LLC

Bruce Gerrity
P.O. Box 1058
Augusta, ME 04332-1058
Phone: (207) 623-5300
Fax: (207) 623-2914
bgerrity@preti.com

Dennis C. Sbrega
One City Center, P.O. Box 9546
Portland, ME 04112-9546
Phone: (207) 791-3000
Fax: (207) 791-3111

Progressive Insurance

Robert Splawn
5920 Landerbrook Drive, PLG-L21
Mayfield Heights, OH 44124
Phone: 800-274-5222
Fax: (800) 456-6590
robert_splawn@progressive.com
 1 in 3 Maine banks purchase their D&O and Financial Institution Bond through Progressive, underwriter for the ABA-sponsored insurance program. The ABA-sponsored Insurance Program is a unique partnership of over 1,700 community banks, the ABA, 26 state bankers associations, and Progressive. With the knowledge of professional bankers and the strength of an A+ rated insurance company, the program was created specifically to address the needs of community bankers for professional liability and fidelity insurance coverages. Endorsed by the MBA, the program can be accessed through your local agent or direct. Progressive also offers Internet Banking Liability protection specifically designed to protect community banks. Banks need not be ABA members to join the program; however, ABA members automatically become mutual owners and share in annual profit-sharing distributions. To date, $54,000,000 has been declared in distributions to community banks nationwide.

PowerPay, LLC

Charles Mercer
280 Fore Street
Portland, ME 04101
Phone: (207) 228-6000 FAX: (888) 204-4040
cmercer@powerpay.biz

More options for your business customers. More opportunity for your financial institution.

A  PowerPay partnership will allow your institution to provide a variety of payment solutions that will help merchants increase sales while providing your organization with new revenue sources and greater customer loyalty.

PowerPay as your payment solutions partner you receive:  

• In-house payment processing capabilities without the investment or risk
• Seamless backend integration
• Bankcard and payment solutions that are completely transparent to your customers
• New ways to attract and retain customers
• New revenue sources
• Sales, marketing, and technical support professionals dedicated to your success

As one of the nation’s fastest growing and most trusted providers of bankcard and electronic payment services we invite you to experience how PowerPay is truly unique in the industry.

Pulse EFT Association

Denise Stigge, VP Association Relations
Matt Garebedian, Sales Executive, Northeast Region
1301 McKinney, STE 2500
Houston, TX 77010
Phone: (832) 214-0181
Fax: (832) 214-0302
dstigge@pulse-eft.com
mgarabedian@pulse-eft.com
PULSE is one of the nation’s leading ATM/debit networks, currently serving more than 4,200 banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services LLC, a business unit of Morgan Stanley (NYSE:MS). The network links cardholders with nearly 250,000 ATMs and approximately 3.4 million POS terminals at retail locations nationwide. The company is also a valued resource for consumer research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry. For more information, visit www.pulse-eft.com.

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  RBC Capital Markets

Richard L. Quad, Director
Financial Institutions Group
One Liberty Plaza, 4th Floor
165 Broadway
New York, NY 10006
Phone: (212) 428-6685
Fax: (212) 428-6660
richard.quad@rbccm.com

Andrew G. Collina
One Beacon Street
Boston, MA 02108
Phone: (617) 725-1760
Fax: (617) 725-2483
andrew.collina@rbccm.com

Systems Engineering

Ted Mooney
120 Exchange Street
Portland, ME 04101
Phone: 207-772-3199
Fax: 207-772-0620
tmooney@syseng.com
Systems Engineering provides technology infrastructure sales, implementation and support.  Our practice focuses on critical technology for regulatory compliance and high security requirements.

Richard A. Schaberg
1700 Pennsylvania Ave., Suite 800
Washington, DC 20006
Phone: (800) 638-6409
Fax: (202) 626-1930
rschaberg@tpw.com
Thacher Proffitt is a leading law firm to banks and nearly every participant in the financial services industry. We are counsel to the broad range of operational, transactional and regulatory aspects of banking, which include: bank chartering; bank products and services; clearance and settlement; compensation and benefits; capital markets; corporate governance; holding company formations; insurance company investments; insurance demutualizations; Investment Advisers Act; lending compliance; licensing and doing business laws; mergers and acquisitions; mutual to stock conversions; private investment funds; REITs; regulatory compliance; securities; small business investment companies; supervisory and enforcement actions; transfer agent regulation; trust and fiduciary activities; and trust preferred securities. www.tpw.com

The Harcourt Group Ltd of New England

Daniel McOsker, Vice President
1313 Washington Street, #706
Boston, MA 02116
dmosker@harcourtms.com

Since 1989, Harcout has provided outsourced internal audit and compliance consulting solutions to community banks and credit unions in New England states.

Theriault/Landmann Associates, Inc

Edmond Theriault, President
118 Congress Street
Portland, ME 04101-3606
Phone: (207) 842-6260
Fax: (207) 842-6271
etheriault@e-tla.com
Theriault/Landmann Associates provides a comprehensive range of consulting, architectural and interior design, permitting, and project management services, all available in a modular format for new construction or renovations.  From the initial stages of site selection and facility design, to managing the various phases of construction and "fit-out" alongside the ongoing operations, each assignment is driven by the client's needs.  Edmond Theriault and David Landmann formed Theriault/Landmann Associates (TLA) in 1990 to provide consulting, design, and project management services for facilities with above-average complexity, such as those in the healthcare, financial, and high technology industries. After an initial focus on the ADA-90, our services have changed to focus on consulting, design, and construction management.  Our architects are registered throughout New England, and have many years of experience in commercial and institutional design.

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US Bank

Diane Greene
4 Russell Trufant Road
Carver, MA 02330
Phone: (508) 866-9477 FAX: (508) 866-9438

USI Executive & Professional Benefits

D. John Gagnon, President
12 Gill Street, Suite 5500
Woburn, MA 01801
Phone: (781) 939-6000
Fax: (781) 939-6007

UVEST Investment Services

Craig Kamis
200 South College St. 21st Flr.
Charlotte, NC 28202
Phone: (704) 348-4133
Fax: (704) 376-4476 
craig.kamis@uvest.com

Verrill & Dana

James Cohen
P.O. Box 586
Portland, ME 04112
Phone: (207) 774-4000
Fax: (207) 774-7499
jcohen@verilldana.com
Verrill Dana, LLP is one of the leading law firms in Northern New England and the only Maine firm with offices in Boston, Massachusetts, Hartford, Connecticut and Washington D.C. The firm provides sophisticated legal representation to businesses and individuals in a wide variety of areas, including general litigation, real estate, business law, labor and employment law, employee benefits and executive compensation, estate planning and estate administration, environmental law, land use, legislative advocacy, regulatory matters, health law, bankruptcy and commercial law, construction law, intellectual property and patents, commercial lending, financial services regulation, utilities and energy, insurance, sports law, international law, immigration, tax-exempt organizations, and charitable giving. Verrill Dana's high degree of specialization and commitment to value-driven service enables us to handle the most complex legal issues in an efficient and cost-effective manner.

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Wolf & Company, P.C.
Daniel P. Devasto, CPA
99 High Street, 21st Floor
Boston, MA 02110
Phone: (617) 428-5498
FAX: (617) 423-6229 arowe@wolfandco.com

Jeanne Shrum
1405 Westbrook St.
Portland, ME 04102
Phone: (800) 677-2739/(207) 874-0127
Fax: (207) 772-1874
jeanne.schrum@zurichna.com